Ali, M., Devi, A., Furqoni H, Hamzah Hamzah (2020)

Judul	:	Islamic financial inclusion determinants in Indonesia: an ANP approach
Abstrak	:	Purpose – This study aims to uncover the determinants of Islamic fifinancial inclusion in Indonesia. Design/methodology/approach – This study uses the analytic network process (ANP) to gather expert opinions and responses from academics, regulators and practitioners. Findings – The ANP analysis discovered that the level of Islamic fifinancial inclusion in Indonesia is inflfluenced by two main drivers: the supply and the demand. The demand factors for Islamic fifinancial inclusion, ranked based on their level of signifificance, are as follows: fifinancial literacy (0.27), religious commitment (0.22), socioeconomic factor (0.19) and social inflfluence (0.17), respectively. From the supply side, primary catalysts for Islamic fifinancial inclusion based on their level of importance are human capital (0.32), product and services (0.24), infrastructure (0.18) and policies and regulation (0.17), respectively. Research limitations/implications – The present study does not include the Islamic insurance sector in its determinant framework of Islamic fifinancial inclusion in Indonesia. Practical implications – This study serves as a reference for regulators in formulating appropriate policy strategies to strengthen the Islamic fifinancial inclusion in Indonesia. Originality/value – This study is a pioneer attempt to identify distinctive factors that inflfluence the level of Islamic fifinancial inclusion in Indonesia by analyzing expert opinions from diverse groups of Islamic fifinance stakeholders.
Tahun	:	2020	Media Publikasi	:	Jurnal Internasional
Kategori	:	Jurnal	No/Vol/Tahun	:	4 / 13 / 2020
ISSN/ISBN	:	1753-8394
PTN/S	:	Fakultas Ekonomi Unpak	Program Studi	:	MANAJEMEN
Bibliography	:
URL	:	http://bapenda.malukutenggarakab.go.id/bapenda/e_sppd/slot-dana/index.html